Automotive Safety


Some provincial highways and municipal roads permit the use of ORVs and ATVs.

  • Single-rider ATVs
  • Two-up ATVs
  • Side-by-Side ORVs
  • Utility Terrain Vehicles (UTVs)

There are other requirements that need to be met for riding on the road. Read the OFF-ROAD VEHICLES ACT link below.

Insurance Required

ATV/ORV/UTVS are to be insured under a motor vehicle liability policy that complies with the Insurance Act and with section 2 of the Compulsory Automobile Insurance Act.


Winter Driving Tips

  • Install 4 winter tires on your vehicle. (Check with your agent/broker for a possible discount)
  • Keep a “Survival Kit” in your vehicle during the winter months.
  • Stay updated with weather and road conditions and drive in accordance of those conditions.
  • Keep a safe distance behind snow plows.
  • Remove snow and ice from your vehicle, most importantly your windows.

Click here for more information from the MTO -


In rural Ontario it is not uncommon to see deer and other animals on the road. Quite often they are seen at dawn or dusk and can be difficult to see before it’s too late. A few tips to avoid hitting any wildlife.

  • Do not swerve to avoid the animal, do your best to slow down and slowly maneuver around them or come to a complete stop and let them cross.
  • Reduce your speed when driving conditions are difficult to stop in or when visibility is poor.
  • Use you high beams when possible.
  • If you hit a deer call the police.


Driver Requirements Ontario:

  • be at least 12 years old
  • have a valid driver's license or motorized snow vehicle operator's license
  • register the snowmobile with the Ministry of Transportation
  • have insurance

Go to the MTO link below for more info regarding snowmobiles:


Although bicycles don’t have motors there are laws & regulations while using them.

  • Share the road with others.
  • Must obey all traffic laws.
  • Have the same rights and responsibilities as drivers.
  • Can’t carry passengers.
  • Must stay close to the right edge of the road.

Bike Helmets

  • Every cyclist under age of 18 must wear an approved helmet.
  • If under 16 years old; a parent or a guardian must make sure they wear a helmet.

Visit the link below for more information on bike safety:

Image Map